Members.. please be aware & BEWARE. You may get a call from "Liberty Financial" stating they can get your credit card interest down to 3.5% .. yeah right. Check out the number 905-595-4511 on www.whocallsme.com .. you will see many posts (including one from me.. same name) Wouldn't you just know.. they say they are in Markham,ON.. that was my first red flag. I hope this helps or saves some members from aggravation 
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