Adding driver from Dubai to Northbridge Policy

josh

gurjant
Mar 4, 2010
47
1
8
2
I have difficulty adding a driver who came from Dubai this year. He has his heavy vehicle operating license in Dubai from 2014. I submitted to insurance an attested letter from his employer from Dubai that states he worked for 3-4 years with that company. I also forward them his driving history from Dubai Transportation website that shows he has license since 2014 and 0 black points. But adjuster seems to be very picky and insisting she needs claim experience from Dubai insurance company. I spoke to the driver and he said there is no such thing as claim experience letter in Dubai for a person as in Dubai they insured the vehicle and not driver.

I have 3 more drivers on my fleet from Dubai from last year . I dont know why this adjuster is being so hard on us. Any recommendation. Is there any such thing as claim experience letter in Dubai or no??
 
I'm pretty sure its a result of insurance companies tightening their exposure to drivers without verifiable cross border driving experience. If the rumblings I'm hearing in the insurance world are any indication, companies who rely on recent arrivals for the majority of their labour will be facing overall premium increases in the 50-75 percent range, if they renew at all, given the statistically disproportionate frequency and severity of claims from drivers with little to no North American driving experience and the recent amount of less than favourable public exposure that recent accidents have brought.
 
  • Like
Reactions: ralphthetrucker
@thebluffs1 ... I've heard the same rumour, and I think there is some validity to that as well as to companies that are owned/operated by recent arrivals. Trucking in the third world is far different than trucking in North America and Europe. They seem to have a GAFF of less than zero.
 
Insurers will not consider experience outside of North America as relevant experience. All insurers have suffered massive losses and their data points to new drivers who aren’t properly trained and experienced. Your going to see a tightening of requirements by the insurer and “approvals” for some smaller fleets who may not have had to experience it in years prior.
 
  • Like
Reactions: ralphthetrucker
Hi, anyone, had any luck hiring drivers from Dubai in Northbridge Insurance?

With 3 Years of Experience
 
Won't happen Trans. 36 months of verifiable experience in N. America only. Experience elsewhere doesn't mean anything to them (or any other insurer).
 
  • Like
Reactions: Jim L and Trans
Insurers will not consider experience outside of North America as relevant experience. All insurers have suffered massive losses and their data points to new drivers who aren’t properly trained and experienced. Your going to see a tightening of requirements by the insurer and “approvals” for some smaller fleets who may not have had to experience it in years prior.
Not true. We had driver who drove for few years in Austria and now with us in North America for 2 years. North bridge accepted his previous driving experience in Austria in 3 years term. It was small claim though. don't know if that is any factor.
There are few countries which are counted as experienced in driving. i was trying to find the list i received from our broker but could not. will request that again.
 
I think different rules if you have fleet insurance that's when you have more than 15-20 trucks I guess
For small companies, we have to go by the books it's hard nowadays to get approval for Drivers...
 
  • Like
Reactions: NotForHire
@bigt - I would love to see that email or document. Please do share it!

And yes, the rules lighten up (a little bit) for fleets.. the magic number used to be 10 trucks but now it's closer to 20 or more they want to see before they'll allow you to hire drivers 'carte blanche'. Even then, they will rake you over the coals at renewal if you have a bunch of guys with less than 3 years experience.
 
Here is the list,

See below list –



B.C. has reciprocal license exchange agreements with many jurisdictions:

· Austria

· Australia

· France

· Germany

· Guernsey, Isle of Man, Jersey

· Ireland

· Japan

· Netherlands

o Except former territories in Antilles: Aruba, Bonaire, Curacao, Saba, St. Eustatius, and St. Maarten.

· New Zealand

· South Korea (not motorcycles)

· Switzerland

· Taiwan (not motorcycles)

o If you're from Taiwan you will be able to exchange your licence for a passenger vehicle licence only. You must provide the following documents:

§ Taiwanese driver's licence card,

§ Verification certificate of driver's licence with red seal stamp (available in Taiwan only), and a translation of your driver's licence by the Taipei Economic and Cultural Office (TECO) in Vancouver. You can get an ICBC translation form at any driver licensing office.

· United Kingdom (includes England, Wales, Scotland and Northern Ireland)

· United States (includes Washington DC and Puerto Rico
 
@bigt, it’s important to note to readers, it appears you are in B.C. and this does not apply to Ontario based insurance policies.

ive confirmed with Northbridge this afternoon that ONLY N. American experience will qualify.