Another factor to consider which is rarely discussed. Do you really want to put your driver in a position where he/she is alone and unarmed with the responsibility of million or multi million dollar load? I have heard of drivers robbed, beaten or killed for a lot less. When a load is that valuable somehow the bad guys seem to have their ear to the ground. Too many people know about it and a 10% finders fee for a multi million dollar score is easy money for making a quick phone call with the necessary info. Somehow we tend to think that as long as it's insured nothing can go wrong. Sadly, it does too often.